The American Express® Gold Credit Card The American Express® Gold Credit Card For People Going Places in Syle  The American Express® Gold Credit Card has superior lifestyle benefits and a wide array of privileges reserved only for Gold Credit Cardmembers Enjoy the best offers with your American Express Gold Credit Card® Wherever you are in the world, from the busy streets of Manila to the fashion boutiques of New York, you can enjoy special privileges and value in dining, shopping and accommodations the whole year-round with American Express SelectsSM. Get rewarded for your spend with the Membership Rewards program Earn points that never expire at a conversion rate of 1 Membership Rewards Point for a spend of Php45. Choose from a host of rewards ranging from lifestyle packages, electronic products to retail gift vouchers and we will deliver them to you free of charge. Be confident when you travel, anywhere in the world. The American Express Global Assist Feature provides our Cardmembers with security through emergency medical and legal assistance when they travel overseas, 24 hours a day, 7 days a week. Enjoy peace of mind You are insured for up to Php10,000,000 when you travel. Simply charge your entire fare to your Gold Credit Card. Shop with confidence Your retail purchases with your Gold Credit Card are insured from theft, loss or damage within 30 days from purchase for up to Php50,000. Special privileges and value in dining and shopping. Enjoy the best offers in dining, retail, leisure and wellness - Wherever you are in the world, from the busy streets of Manila to the fashion boutiques of New York, you can enjoy special value and privileges in dining, shopping and accommodations the whole year-round with American Express SelectsSM.
Click here to learn more about the Selects program Get rewarded when you spend. Earn points that never expire at a conversion rate of 1 Membership Rewards® Point for every Php45 you spend - Redeem from the most-revered Membership Rewards program of American Express. Choose from a host of rewards ranging from lifestyle packages, electronic products to retail gift vouchers and we will deliver them to you free of charge.
Click here to learn more about Membership Rewards. Travel with confidence Be confident when you travel, anywhere in the world. - Have peace of mind when you purchase your travel ticket with your Gold Credit Card through our complimentary Travel Accident and Inconvenience Insurance of up to Php 10,000,000.
- Travel Service Offices worldwide can assist Cardmembers with their travel-related inquiries and concerns.
- Global Assist is available 24/7 to refer Cardmembers to an English-speaking doctor or lawyer in case of emergency. They will replace and dispatch eyeglasses and contact lenses and deliver essential medicines in case you need them. Global Assist can also guarantee your hospital expenses and arrange for emergency medical evacuation and repatriation.
Purchase Protection Shop with confidence - Your retail purchases are insured from theft, loss or damage within 30 days from purchase for up to Php50,000 per occurrence or Php250,000 per year.*
Click here to download the claim form and find out how to claim. - Free emergency card replacement in case you lose your card.
- Lost card protection
*Terms and Conditions apply Features that are designed with you in mind. 24/7 Customer Service and more - View your balances and transactions online through our Online Services
- Your annual membership fee is automatically waived when you spend Php 200,000 in a year.
Annual Fee: Php 3,000, Supplementary card: Php 1,500 - Withdraw cash anytime in ATMs all over the Philippines and worldwide.
- Payment is easy at any BDO branch or SM Payment Counters
- Low finance charge of 3% per month
- Share your privileges with those who matter most by availing of a supplementary card.
Many Ways to Pay Your Bill - BDO Branch Counters- cash or check payments are accepted at any branch
- BDO eBanking- transact anytime anywhere in the world through www.bdo.com.ph.
- BDO Phone Banking- access your BDO account and pay for your Card using any touch-tone phone.
Just call 631-8000. - SM Bills Payment Counters- pay for your Card through SM Bills Payment
Your Gold Credit Card's Travel Accident and Inconvenience Insurance Travel Accident Insurance - Accidental Loss of Life – Up to Php10,000,000.
- Accidental Dismemberment – Up to Php10,000,000.
- Accident Medical Expense – Up to Php50,000 per family.
Travel Inconvenience Insurance - Luggage Loss – If checked-in luggage is not delivered in 48 hours upon arrival, luggage is assumed permanently lost and emergency purchases for essential clothing and requisites using the Card are covered up to Php 15,000, maximum Php 30,000 per family
- Delayed Luggage – Up to Php 5,000, maximum of Php 10,000 per family in emergency purchase of essential clothing and requisites using the Card if delay is more than 6 hours from arrival
- Delayed Flight, Flight Cancellation or Denied Boarding – Up to Php 5,000, maximum Php 10,000 per family in emergency purchases of restaurant meals and refreshments using the Card if Scheduled Flight is delayed for 4 hours or more and no alternative transportation is provided
- Missed Connection – Up to Php 5,000, maximum Php 10,000 per family in emergency charges using the Card for hotel accommodation and restaurant meals or refreshments if flight is delayed for 4 hours or more and no alternative transportation provided
* Coverage is underwritten by Insurance Company of North America and is subject to their terms and conditions. | Application requirements The minimum requirements in order to be approved for the American Express® Gold Credit Card are: -
You must be aged 21-70 years old. -
You must have a minimum income of Php850,000 per annum. -
You must be a Philippine Resident or Filipino Citizen. -
You must have at least one landline phone. Documents Required Apply Now |