The American Express® Gold Credit Card
The American Express® Gold Credit Card
For People Going Places in Syle 
The American Express® Gold Credit Card has superior lifestyle benefits and a wide array of privileges reserved only for Gold Credit Cardmembers
Enjoy the best offers with your American Express Gold Credit Card®
Wherever you are in the world, from the busy streets of Manila to the fashion boutiques of New York, you can enjoy special privileges and value in dining, shopping and accommodations the whole year-round with American Express SelectsSM.
Get rewarded for your spend with the Membership Rewards program
Earn points that never expire at a conversion rate of 1 Membership Rewards Point for a spend of Php45. Choose from a host of rewards ranging from lifestyle packages, electronic products to retail gift vouchers and we will deliver them to you free of charge.
Be confident when you travel, anywhere in the world.
The American Express Global Assist Feature provides our Cardmembers with security through emergency medical and legal assistance when they travel overseas, 24 hours a day, 7 days a week.
Enjoy peace of mind
You are insured for up to Php10,000,000 when you travel. Simply charge your entire fare to your Gold Credit Card.
Shop with confidence
Your retail purchases with your Gold Credit Card are insured from theft, loss or damage within 30 days from purchase for up to Php50,000.
Special privileges and value in dining and shopping.
Enjoy the best offers in dining, retail, leisure and wellness
- Wherever you are in the world, from the busy streets of Manila to the fashion boutiques of New York, you can enjoy special value and privileges in dining, shopping and accommodations the whole year-round with American Express SelectsSM.
Click here to learn more about the Selects program
Get rewarded when you spend.
Earn points that never expire at a conversion rate of 1 Membership Rewards® Point for every Php45 you spend
- Redeem from the most-revered Membership Rewards program of American Express. Choose from a host of rewards ranging from lifestyle packages, electronic products to retail gift vouchers and we will deliver them to you free of charge.
Click here to learn more about Membership Rewards.
Travel with confidence
Be confident when you travel, anywhere in the world.
- Have peace of mind when you purchase your travel ticket with your Gold Credit Card through our complimentary Travel Accident and Inconvenience Insurance of up to Php 10,000,000.
- Travel Service Offices worldwide can assist Cardmembers with their travel-related inquiries and concerns.
- Global Assist is available 24/7 to refer Cardmembers to an English-speaking doctor or lawyer in case of emergency. They will replace and dispatch eyeglasses and contact lenses and deliver essential medicines in case you need them. Global Assist can also guarantee your hospital expenses and arrange for emergency medical evacuation and repatriation.
Purchase Protection
Shop with confidence
- Your retail purchases are insured from theft, loss or damage within 30 days from purchase for up to Php50,000 per occurrence or Php250,000 per year.*
Click here to download the claim form and find out how to claim. - Free emergency card replacement in case you lose your card.
- Lost card protection
*Terms and Conditions apply
Features that are designed with you in mind.
24/7 Customer Service and more
- View your balances and transactions online through our Online Services
- Your annual membership fee is automatically waived when you spend Php 200,000 in a year.
Annual Fee: Php 3,000, Supplementary card: Php 1,500 - Withdraw cash anytime in ATMs all over the Philippines and worldwide.
- Payment is easy at any BDO branch or SM Payment Counters
- Low finance charge of 3% per month
- Share your privileges with those who matter most by availing of a supplementary card.
Many Ways to Pay Your Bill
- BDO Branch Counters- cash or check payments are accepted at any branch
- BDO eBanking- transact anytime anywhere in the world through www.bdo.com.ph.
- BDO Phone Banking- access your BDO account and pay for your Card using any touch-tone phone.
Just call 631-8000. - SM Bills Payment Counters- pay for your Card through SM Bills Payment
Your Gold Credit Card's Travel Accident and Inconvenience Insurance
Travel Accident Insurance
- Accidental Loss of Life – Up to Php10,000,000.
- Accidental Dismemberment – Up to Php10,000,000.
- Accident Medical Expense – Up to Php50,000 per family.
Travel Inconvenience Insurance
- Luggage Loss/Damage – Up to Php60,000
- Delayed Luggage – Up to Php20,000 if delay is more than 12 hours from time of arrival
- Delayed Flight - Up to Php20,000 if delay is more than 12 hours from the actual departure time of the scheduled flight
- Missed Connection – Up to Php30,000 if no alternative transport is given within 6 hours from the arrival time
- Loss of Travel Documents – Up to Php20,000
