The American Express® Gold Card
The American Express® Gold Card
Gold has never been more valuable 
Delivering attentive personal service, the American Express® Gold Card combines comprehensive travel planning and a wide range of benefits tailored for people with high expectations and who frequently vacation and travel.
Your purchases billed in US Dollars, giving you maximum convenience when you travel.
Travel Protection when you need it most
Wherever you travel, if you purchase your tickets with your American Express Gold Card, you will receive up to $300,000 of Travel Accident Insurance.
Peace of mind when travel inconveniences get in the way
Rest assured when you travel with the Travel Inconvenience cover from American Express for those occasions when things don't go according to plan. If you run into trouble while traveling, one call to our free Global Assist service can put you in touch with an English-speaking doctor or lawyer. The service is available practically anywhere in the world.
Get the unique and exciting rewards you love, fast.
Membership Rewards gives you the freedom and flexibility to pursue your interests and choice options. Earn 1 Membership Rewards Point for every dollar charged to your Card. Redeem your points for a wide range of exciting offers. Enroll in the Frequent Traveler Option and convert your points to airmiles and hotel loyalty points.
24/7 Membership Travel Service
Let Membership Travel Service take care of your travel arrangements so you can have a stress-free vacation. Receive assistance on airline flight scheduling and booking, car rental reservations, sightseeing arrangements, and more.
Easy reconciliation of business and personal expenses
A comprehensive Year-end Summary of Charges is yours at no extra charge. This expense management tool is provided to Gold Cardmembers for ease of tracking the card spend over the last 12 months.
Instant savings
Year-round offers and fantastic savings.
- Avail of special value offers and privileges in shopping, dining, leisure and wellness with the American Express SelectsSM Program available in over 66 countries worldwide.
Click here to learn more about the Selects program.
A rewarding partnership
Earn 1 point for every dollar you spend when you enroll in the acclaimed Membership Rewards® Program
- Use your points to redeem from a wide array of shopping vouchers, home appliances, gadgets and more.
- You can choose to enroll in the Frequent Traveler Option to convert your MR points into air miles or points for your Frequent Guest Program.
Click here to learn more about Membership Rewards.
The perfect travel companion
Peace of mind while you travel.
24/7 Customer Service or Online Inquiry
See your account online in private or call Customer Service from anywhere, anytime.
- View account online
- One number to call for:
-Account inquiry
-Transactions inquiry
-Membership Travel Service to book for travel arrangements
-Membership Rewards inquiries and redemptions
-Inquiries on ongoing promotions and merchant savings - Emergency assistance while abroad through Global Assist
- Emergency Card Replacement
- Lost Card Protection
Financial Flexibility and Control
Take charge of your financial management.
- Get better value for your spend abroad because you are billed and have the option to pay in dollars.
- No fixed spending restriction which means more financial freedom when you shop, dine or travel.
- Annual Fee: Basic: $150, Supplementary card: $75
- Withdraw cash anytime in ATMs all over the Philippines and worldwide.
- Payment is easy at any BDO branch or SM Payment Counters
- Extended Payment Plans for travel purchases for up to 12 months at the low interest rate of 18% p.a.
- Complete control of your spending by paying your outstanding bill in full every month.
- Share your privileges with those who matter most by availing of a supplementary card
Your Gold Card’s Travel Accident and Inconvenience Insurance*
Travel Accident Insurance
- Accidental Loss of Life – Up to $300,000.
- Accidental Dismemberment – Up to $300,000.
Travel Inconvenience Insurance
- Loss/Damage of Luggage – Up to $5,000 or $375 per item if the luggage is not delivered within 48 hours
- Delayed Luggage – Up to $150 or a maximum of $300 per family if the delay is more than 6 hours from time of arrival
- Delayed Flight – Up to $150 or a maximum of $300 per family if the delay is more than 4 hours
- Missed Connection – Up to $150 or a maximum of $300 per family if no alternative transport is provided within 6 hours of arrival
*Coverage is underwritten by the Insurance Company of North America and is subject to terms and conditions.
To make a claim, download the insurance claim form and send to Insurance Company of North America, 14th Floor, Export Bank Plaza, Chino Roces Ave. cor Sen. Gil Puyat Ave., Makati City along with the supporting documents.
Click here to download the claim form.
Click here to download the accident medical claim form
Many Ways to Pay Your Bill
- BDO Branch Counters- cash or check payments are accepted at any branch
- BDO eBanking- transact anytime anywhere in the world through www.bdo.com.ph . (Learn More)
- BDO Phone Banking- access your BDO account and pay for your Card using any touch-tone phone.
Just call 631-8000. - SM Bills Payment Counters- pay for your Card through SM Bills Payment
