The American Express® Card
The American Express® Card
Your ticket to travel and entertainment 
Welcomed all over the world, the classic American Express® Card delivers financial flexibility, security and convenience coupled with the assurance of round-the-clock support from American Express.
Your purchases are billed in US dollars, giving you maximum convenience when you travel.
Enjoy year round discounts and benefits here and abroad
Exclusive to American Express Cardmembers, American Express SelectsSM is an amazing showcase of travel, leisure, dining and shopping offers from thousands of merchants in 66 countries around the world.
Your new Financial Partner
No pre-set spending limit. Purchases are approved on a variety of factors, including your credit record, account history and personal resources. You have complete control of your spending by settling your bill in full on time.
Peace of mind while you travel
The travel insurance package is available to you when you purchase your travel fare with your American Express Card. Wherever you go, you will feel the security of American Express.
24/7 Customer Service; Online Services
Check your statement online anytime or call our Customer Service Hotline anytime whether you are home or abroad. Our Customer Service representatives provide quality, one-stop query resolution relating to all day-to-day concerns about your Card account.
24/7 Membership Travel Service
Let Membership Travel Service take care of your travel arrangements so you can have a stress-free vacation.
Get rewards for every purchase
Earn 1 Membership Rewards Point for every dollar charged to your Card. Redeem your points for a wide range of exciting offers. Enroll in the Frequent Traveler Option and convert your points to airmiles and hotel loyalty points.
Instant savings
Year-round offers and fantastic savings.
- Avail of special value offers and privileges in shopping, dining, leisure and wellness with the American Express SelectsSM Program available in over 66 countries worldwide.
Click here to learn more about the Selects program.
A rewarding partnership
Earn 1 point for every dollar you spend when you enroll in the acclaimed Membership Rewards® Program
- Use your points to redeem from a wide array of retail gift vouchers, home appliances, gadgets and more.
- You can choose to enroll in the Frequent Traveler Option to convert your MR points into air miles or points for your Frequent Guest Program.
Click here to learn more about Membership Rewards.
The perfect travel companion
Peace of mind while you travel.
24/7 Customer Service or Online Inquiry
See your account online in private or call Customer Service from anywhere, anytime.
- View account online
- One number to call for:
-Account inquiry
-Transactions inquiry
-Membership Travel Service to book for travel arrangements
-Membership Rewards inquiries and redemptions
-Inquiries on ongoing promotions and merchant savings - Emergency assistance while abroad through Global Assist
- Emergency Card Replacement
- Lost Card Protection
Financial Flexibility and Control
Take charge of your financial management..
- Get better value for your spend abroad because you are billed and have the option to pay in dollars.
- No fixed spending restriction which means more financial freedom when you shop, dine or travel.
- Annual Fee: Basic: $65, Supplementary card: $40
- Withdraw cash anytime in ATMs all over the Philippines and worldwide.
- Payment is easy at any BDO branch or SM Payment Counters
- Extended Payment Plans for travel purchases for up to 12 months at the low interest rate of 18% p.a.
- Complete control of your spending by paying your outstanding bill in full every month.
- Share your privileges with those who matter most by availing of a supplementary card
Your Card's Travel Accident and Inconvenience Insurance*
Travel Accident Insurance
- Accidental Loss of Life – Up to $200,000.
- Accidental Dismemberment – Up to $200,000.
Travel Inconvenience Insurance
- Loss/Damage of Luggage – $150 if luggage is not delivered within 48 hours of arrival
- Delayed Luggage – Up to $100 or a maximum of $200 per family if the delay is more than 6 hours from time of arrival
- Delayed Flight – Up to $100 or a maximum of $200 per family if the delay is more than 4 hours
- Missed Connection – Up to $100 or a maximum of $200 per family if no alternative transport is provided within 6 hours of arrival
*Coverage is underwritten by the Insurance Company of North America and is subject to terms and conditions.
To make a claim, download the insurance claim form and send to Insurance Company of North America, 14th Floor, Export Bank Plaza, Chino Roces Ave. cor Sen. Gil Puyat Ave., Makati City along with the supporting documents.
Click here to download the claim form.
Click here to download the accident medical claim form
Many Ways to Pay Your Bill
- BDO Branch Counters- cash or check payments are accepted at any branch
- BDO eBanking- transact anytime anywhere in the world through www.bdo.com.ph. (Learn More)
- BDO Phone Banking- access your BDO account and pay for your Card using any touch-tone phone.
Just call 631-8000. - SM Bills Payment Counters- pay for your Card through SM Bills Payment